{"id":6538,"date":"2021-12-13T05:19:25","date_gmt":"2021-12-12T18:19:25","guid":{"rendered":"https:\/\/fleximortgage.com.au\/?p=6538"},"modified":"2021-12-13T05:19:34","modified_gmt":"2021-12-12T18:19:34","slug":"giai-phap-vay-mua-nha-danh-cho-self-employed-low-doc-home-loan","status":"publish","type":"post","link":"https:\/\/fleximortgage.com.au\/en\/giai-phap-vay-mua-nha-danh-cho-self-employed-low-doc-home-loan\/","title":{"rendered":"GI\u1ea2I PH\u00c1P VAY MUA NH\u00c0 D\u00c0NH CHO SELF-EMPLOYED &#8211; LOW DOC HOME LOAN"},"content":{"rendered":"<p>Low Doc Home Loan (Atl Doc Home Loan) l\u00e0 m\u1ed9t kho\u1ea3n th\u1ebf ch\u1ea5p m\u00e0 ng\u01b0\u1eddi vay \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u1ed9p \u00edt t\u00e0i li\u1ec7u, th\u1ee7 t\u1ee5c h\u01a1n so v\u1edbi nh\u1eefng y\u00eau c\u1ea7u ti\u00eau chu\u1ea9n.<br>N\u1ebfu b\u1ea1n \u0111ang l\u00e0 self-employed th\u00ec low doc home loan s\u1ebd ph\u00f9 h\u1ee3p \u0111\u1ed1i v\u1edbi b\u1ea1n.<br><\/p>\n\n\n\n<p><strong>Kh\u1ea3 n\u0103ng vay \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u1ed9p Low Doc Home Loan:<\/strong><br>&#8211; Vay l\u00ean \u0111\u1ebfn 90% gi\u00e1 tr\u1ecb b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u01b0ng \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cao h\u01a1n.<br>&#8211; Vay t\u1ed1i \u0111a 80% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh (c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng th\u00eam ph\u00ed r\u1ee7i ro).<br>&#8211; Vay l\u00ean \u0111\u1ebfn 60% gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n<br><\/p>\n\n\n\n<p><strong>Y\u00eau c\u1ea7u:<\/strong><br>&#8211; B\u1ea1n c\u1ea7n cung c\u1ea5p t\u00e0i li\u1ec7u thay th\u1ebf \u0111\u1ec3 ch\u1ee9ng minh thu nh\u1eadp (Business Activity statement\/Business Bank Statement\/Accountant Letter)<br>&#8211; H\u1ea7u h\u1ebft Ng\u00e2n H\u00e0ng s\u1ebd y\u00eau c\u1ea7u ABN 2 n\u0103m. Trong tr\u01b0\u1eddng h\u1ee3p, ABN d\u01b0\u1edbi 2 n\u0103m, li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3<br>&#8211; Ng\u01b0\u1eddi c\u00f3 credit score ho\u1eb7c b\u1ecb default th\u1ea5p v\u1eabn c\u00f3 kh\u1ea3 n\u0103ng (t\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p)<br><\/p>\n\n\n\n<p><strong>L\u01b0u \u00fd:<\/strong><br>C\u00e1c kho\u1ea3n cho vay \u0111\u1ed1i v\u1edbi Low Doc Home Loan c\u00f3 r\u1ee7i ro cao h\u01a1n so v\u1edbi kho\u1ea3n vay th\u00f4ng th\u01b0\u1eddng, v\u00ec v\u1eady Ng\u00e2n H\u00e0ng c\u00f3 xu h\u01b0\u1edbng \u0111\u1eb7t ra nhi\u1ec1u h\u1ea1n ch\u1ebf \u0111\u00e1ng k\u1ec3 h\u01a1n \u0111\u1ed1i v\u1edbi lo\u1ea1i cho vay n\u00e0y, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd:<br>&#8211; C\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n<br>&#8211; Ti\u1ec1n \u0111\u1eb7t c\u1ecdc l\u1edbn h\u01a1n: c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 20% gi\u00e1 tr\u1ecb c\u0103n nh\u00e0<br>&#8211; LMI: th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng n\u1ebfu b\u1ea1n vay tr\u00ean 60% gi\u00e1 tr\u1ecb b\u1ea5t \u0111\u1ed9ng s\u1ea3n<br><\/p>\n\n\n\n<p>T\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p, b\u1ea1n c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng Low Doc Home Loan nh\u1eefng v\u1eabn c\u00f3 \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t ph\u00f9 h\u1ee3p ho\u1eb7c kh\u00f4ng ph\u1ea3i deposit qu\u00e1 cao.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/fleximortgage.com.au\/en\/borrowing-power-calculator-vay-mua-nha-danh-cho-nguoi-viet-tai-uc\/\">T\u00cdNH KH\u1ea2 N\u0102NG VAY C\u1ee6A B\u1ea0N<\/a><\/div>\n<\/div>\n\n\n\n<p>\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n\n\n\n<p>Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n &amp; h\u1ed7 tr\u1ee3 refinance mi\u1ec5n ph\u00ed.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Hotline:&nbsp;<a href=\"tel:0287731451\">02 8773 1451<\/a><\/li><li>Email:&nbsp;<a href=\"mailto:mortgage@flexigroupholdings.com.au\">mortgage@flexigroupholdings.com.au<\/a><\/li><li>Website:&nbsp;<a href=\"https:\/\/fleximortgage.com.au\/en\/\">Fleximortgage.com.au<\/a><\/li><li>Fanpage:&nbsp;<a href=\"https:\/\/www.facebook.com\/FlexiMortgage\">Flexi Mortgage<\/a><\/li><li>Office: Liberty Plaza \u2013 Level 1,28\/256 Chapel Rd South Bankstown 2200<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Low Doc Home Loan (Atl Doc Home Loan) l\u00e0 m\u1ed9t kho\u1ea3n th\u1ebf ch\u1ea5p m\u00e0 ng\u01b0\u1eddi vay \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u n\u1ed9p \u00edt t\u00e0i li\u1ec7u, th\u1ee7 t\u1ee5c h\u01a1n so v\u1edbi nh\u1eefng y\u00eau &#8230;<\/p>","protected":false},"author":1,"featured_media":6540,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-tai-chinh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - 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