{"id":6536,"date":"2021-12-13T05:15:42","date_gmt":"2021-12-12T18:15:42","guid":{"rendered":"https:\/\/fleximortgage.com.au\/?p=6536"},"modified":"2021-12-13T05:15:57","modified_gmt":"2021-12-12T18:15:57","slug":"mua-nha-dau-tu-mot-so-luu-y-giup-ban-tang-kha-nang-vay","status":"publish","type":"post","link":"https:\/\/fleximortgage.com.au\/en\/mua-nha-dau-tu-mot-so-luu-y-giup-ban-tang-kha-nang-vay\/","title":{"rendered":"MUA NH\u00c0 \u0110\u1ea6U T\u01af &#038; M\u1ed8T S\u1ed0 L\u01afU \u00dd GI\u00daP B\u1ea0N T\u0102NG KH\u1ea2 N\u0102NG VAY"},"content":{"rendered":"<p>Nh\u1eefng l\u01b0u \u00fd \u0111\u1ec3 t\u0103ng kh\u1ea3 n\u0103ng vay mua nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>N\u1ed9p h\u1ed3 s\u01a1 cho c\u00e1c Ng\u00e2n H\u00e0ng c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch vay linh ho\u1ea1t cho Ng\u01b0\u1eddi \u0110\u1ea7u T\u01b0. Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1ee5 th\u1ec3 t\u1eebng tr\u01b0\u1eddng h\u1ee3p.<\/strong><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Gi\u1ea3m h\u1ea1n m\u1ee9c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n,<\/strong><\/li><li><strong>N\u00ean n\u1ed9p h\u1ed3 s\u01a1 vay c\u00f9ng c\u00f9ng v\u1edbi v\u1ee3 \/ ch\u1ed3ng c\u1ee7a b\u1ea1n \u0111\u1ec3 t\u1ed5ng thu nh\u1eadp c\u1ee7a b\u1ea1n cao h\u01a1n, <a href=\"https:\/\/fleximortgage.com.au\/en\/borrowing-power-calculator-vay-mua-nha-danh-cho-nguoi-viet-tai-uc\/\">kh\u1ea3 n\u0103ng vay<\/a> c\u0169ng s\u1ebd cao h\u01a1n.<\/strong><\/li><li><strong>Mua <a href=\"https:\/\/fleximortgage.com.au\/en\/gia-tri-nha-chi-tang-1-5-trong-thang-10-cho-thay-toc-do-tang-truong-bat-dong-san-dang-ha-nhiet\/\">b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/a> \u0111\u1ea7u t\u01b0 c\u00f3 kh\u1ea3 n\u0103ng sinh l\u1eddi cao, ho\u1eb7c<\/strong><\/li><li><strong>Ch\u1ecdn l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh cho kho\u1ea3n vay t\u1eeb 3-5 n\u0103m<\/strong><\/li><\/ul>\n\n\n\n<p><br>M\u1ed7i Ng\u00e2n H\u00e0ng \u0111\u1ec1u c\u00f3 c\u00e1ch \u0111\u00e1nh gi\u00e1 c\u00e1c kho\u1ea3n <a href=\"https:\/\/fleximortgage.com.au\/en\/vay-mua-nha-danh-cho-visa-tam-tru\/\">home loan services<\/a> \u0111\u1ea7u t\u01b0 kh\u00e1c nhau. T\u00f9y tr\u01b0\u1eddng h\u1ee3p &amp; t\u00f9y Ng\u00e2n h\u00e0ng m\u00e0 kh\u1ea3 n\u0103ng vay c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 t\u0103ng ho\u1eb7c gi\u1ea3m. C\u00e1ch Ng\u00e2n H\u00e0ng \u0111\u00e1nh gi\u00e1 thu nh\u1eadp khi vay mua nh\u00e0 \u0111\u1ea7u t\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Thu nh\u1eadp t\u1eeb vi\u1ec7c cho thu\u00ea: <\/strong>H\u1ea7u h\u1ebft c\u00e1c Ng\u00e2n H\u00e0ng ch\u1ec9 s\u1eed d\u1ee5ng 80% thu nh\u1eadp t\u1eeb vi\u1ec7c thu\u00ea c\u1ee7a b\u1ea1n trong \u0111\u00e1nh gi\u00e1.<\/li><li><strong>Thu nh\u1eadp t\u1eeb l\u01b0\u01a1ng th\u01b0\u1edfng: <\/strong>T\u1ea5t c\u1ea3 c\u00e1c Ng\u00e2n h\u00e0ng \u0111\u00e1nh gi\u00e1 m\u1ee9c l\u01b0\u01a1ng c\u01a1 b\u1ea3n c\u1ee7a b\u1ea1n theo c\u00f9ng m\u1ed9t c\u00e1ch. Nh\u01b0ng t\u00f9y Ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 c\u00e1ch \u0111\u00e1nh kh\u00e1c nhau \u1edf th\u1eddi gian l\u00e0m th\u00eam gi\u1edd, ti\u1ec1n th\u01b0\u1edfng, hoa h\u1ed3ng, ph\u1ee5 c\u1ea5p, c\u1ed5 t\u1ee9c v\u00e0 thu nh\u1eadp t\u1ef1 kinh doanh.<\/li><li><strong>T\u1ec9 l\u1ec7 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng vay (Assessment Rate):<\/strong> H\u1ea7u h\u1ebft c\u00e1c Ng\u00e2n H\u00e0ng kh\u00f4ng t\u00ednh to\u00e1n <a href=\"https:\/\/fleximortgage.com.au\/en\/borrowing-power-calculator-vay-mua-nha-danh-cho-nguoi-viet-tai-uc\/\">kh\u1ea3 n\u0103ng vay<\/a> c\u1ee7a b\u1ea1n b\u1eb1ng t\u1ef7 gi\u00e1 th\u1ef1c t\u1ebf m\u00e0 b\u1ea1n \u0111ang tr\u1ea3. H\u1ecd c\u1ed9ng th\u00eam t\u1ed1i \u0111a 2% v\u00e0o t\u1ef7 l\u1ec7 hi\u1ec7n t\u1ea1i \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3 kho\u1ea3n vay n\u1ebfu t\u1ef7 l\u1ec7 n\u00e0y t\u0103ng l\u00ean (Tuy nhi\u00ean, c\u0169ng c\u00f3 m\u1ed9t s\u1ed1 Ng\u00e2n H\u00e0ng s\u1eed d\u1ee5ng t\u1ef7 l\u1ec7 th\u1ef1c t\u1ebf n\u1ebfu t\u1ef7 l\u1ec7 \u0111\u00f3 c\u1ed1 \u0111\u1ecbnh trong h\u01a1n 3 n\u0103m)<\/li><li><strong>C\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3:<\/strong> M\u1ed9t s\u1ed1 Ng\u00e2n H\u00e0ng \u0111\u00e1nh gi\u00e1 vi\u1ec7c ho\u00e0n tr\u1ea3 c\u00e1c kho\u1ea3n n\u1ee3 hi\u1ec7n c\u00f3 c\u1ee7a b\u1ea1n b\u1eb1ng c\u00e1ch tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i, ngay c\u1ea3 khi b\u1ea1n ch\u1ec9 Interest Only! \u0110\u00e2y l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 l\u1edbn \u0111\u1ed1i v\u1edbi c\u00e1c Nh\u00e0 \u0110\u1ea7u T\u01b0 c\u00f3 danh m\u1ee5c \u0111\u1ea7u t\u01b0 l\u1edbn h\u01a1n v\u00ec h\u1ecd th\u01b0\u1eddng kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i (P&amp;I) cho t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a m\u00ecnh.<\/li><\/ul>\n\n\n\n<p>\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n\n\n\n<p>Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n &amp; h\u1ed7 tr\u1ee3 refinance mi\u1ec5n ph\u00ed.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Hotline:&nbsp;<a href=\"tel:0287731451\">02 8773 1451<\/a><\/li><li>Email:&nbsp;<a href=\"mailto:mortgage@flexigroupholdings.com.au\">mortgage@flexigroupholdings.com.au<\/a><\/li><li>Website:&nbsp;<a href=\"https:\/\/fleximortgage.com.au\/en\/\">Fleximortgage.com.au<\/a><\/li><li>Fanpage:&nbsp;<a href=\"https:\/\/www.facebook.com\/FlexiMortgage\">Flexi Mortgage<\/a><\/li><li>Office: Liberty Plaza \u2013 Level 1,28\/256 Chapel Rd South Bankstown 2200<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Nh\u1eefng l\u01b0u \u00fd \u0111\u1ec3 t\u0103ng kh\u1ea3 n\u0103ng vay mua nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n: N\u1ed9p h\u1ed3 s\u01a1 cho c\u00e1c Ng\u00e2n H\u00e0ng c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch vay linh ho\u1ea1t cho Ng\u01b0\u1eddi &#8230;<\/p>","protected":false},"author":1,"featured_media":6537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-tai-chinh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MUA NH\u00c0 \u0110\u1ea6U T\u01af &amp; 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