{"id":3857,"date":"2020-11-25T07:07:51","date_gmt":"2020-11-25T07:07:51","guid":{"rendered":"https:\/\/fleximortgage.com.au\/?p=3857"},"modified":"2021-06-10T18:58:36","modified_gmt":"2021-06-10T08:58:36","slug":"co-nen-refinance-hay-khong","status":"publish","type":"post","link":"https:\/\/fleximortgage.com.au\/en\/co-nen-refinance-hay-khong\/","title":{"rendered":"C\u00f3 n\u00ean refinance hay kh\u00f4ng?!"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3857\" class=\"elementor elementor-3857\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-104a994 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"104a994\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-29e0b81\" data-id=\"29e0b81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8eb8dd6 elementor-widget elementor-widget-text-editor\" data-id=\"8eb8dd6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>B\u1ea1n c\u00f3 bao gi\u1edd th\u1eafc m\u1eafc li\u1ec7u m\u00ecnh n\u00ean t\u00e1i c\u1ea5p t\u00e0i ch\u00ednh&nbsp;<i>(refinance)<\/i>&nbsp;cho kho\u1ea3n vay hi\u1ec7n t\u1ea1i hay c\u1ee9 gi\u1eef nguy\u00ean kho\u1ea3n vay hi\u1ec7n c\u00f3?&nbsp;<\/p><p>\u0110\u01b0a ra nh\u1eefng quy\u1ebft \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh lu\u00f4n l\u00e0 m\u1ed9t vi\u1ec7c kh\u00f3 kh\u0103n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi c\u00f3 r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f659c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f659c8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-84a49b1\" data-id=\"84a49b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcfa9c7 elementor-widget elementor-widget-image\" data-id=\"dcfa9c7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/fleximortgage.com.au\/wp-content\/uploads\/2020\/11\/Countrywide-Refinance-Loans.jpg\" class=\"attachment-large size-large wp-image-3860\" alt=\"Refinance cho ng\u01b0\u1eddi Vi\u1ec7t t\u1ea1i \u00dac\" srcset=\"https:\/\/fleximortgage.com.au\/wp-content\/uploads\/2020\/11\/Countrywide-Refinance-Loans.jpg 1000w, https:\/\/fleximortgage.com.au\/wp-content\/uploads\/2020\/11\/Countrywide-Refinance-Loans-300x180.jpg 300w, https:\/\/fleximortgage.com.au\/wp-content\/uploads\/2020\/11\/Countrywide-Refinance-Loans-768x461.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-650a73b elementor-widget elementor-widget-text-editor\" data-id=\"650a73b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\">Ng\u01b0\u1eddi ta th\u01b0\u1eddng cho r\u1eb1ng h\u1ecd s\u1ebd ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c ti\u1ec1n khi\u00a0<\/span><a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\">\u00a0kho\u1ea3n vay c\u1ee7a m\u00ecnh t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng m\u1edbi v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n.\u00a0<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\">Th\u1ebf nh\u01b0ng, \u0111\u1ec3 \u0111\u01b0a ra \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn, b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc c\u00e1c \u01b0u khuy\u1ebft \u0111i\u1ec3m v\u00e0 hi\u1ec3u r\u00f5 t\u1ea5t c\u1ea3 chi ph\u00ed li\u00ean quan \u0111\u1ebfn qu\u00e1 tr\u00ecnh n\u00e0y.<\/span><\/p><p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec3m b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh c\u00f3 n\u00ean\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0cho kho\u1ea3n vay hay kh\u00f4ng.<\/p><h2><strong>L\u00e3i su\u1ea5t khi refinance\u00a0<\/strong><\/h2><p>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng \u0111\u1ebfn b\u1ea5t k\u1ef3 v\u1ea5n \u0111\u1ec1 n\u00e0o li\u00ean quan \u0111\u1ebfn t\u00e0i ch\u00ednh, v\u00e0\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0c\u0169ng v\u1eady.\u00a0<\/p><p><b>N\u1ebfu l\u00e3i su\u1ea5t t\u1ea1i ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i k\u00e9m h\u1ea5p d\u1eabn so v\u1edbi th\u1ecb tr\u01b0\u1eddng, b\u1ea1n n\u00ean t\u00ecm m\u1ed9t ng\u00e2n h\u00e0ng kh\u00e1c v\u1edbi ch\u00ednh s\u00e1ch t\u1ed1t h\u01a1n v\u00e0 ti\u1ebft ki\u1ec7m h\u00e0ng ngh\u00ecn \u0111\u00f4 la ti\u1ec1n l\u00e3i.<\/b><\/p><p>B\u00ean c\u1ea1nh \u0111\u00f3, tr\u1ea3 \u00edt l\u00e3i h\u01a1n cho kho\u1ea3n n\u1ee3 c\u00f2n l\u1ea1i s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3m t\u1ed5ng s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng cho ng\u00e2n h\u00e0ng.\u00a0<\/p><p>N\u1ebfu ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i kh\u00f4ng s\u1eb5n s\u00e0ng th\u01b0\u01a1ng l\u01b0\u1ee3ng gi\u1ea3m l\u00e3i su\u1ea5t, c\u00f3 th\u1ec3 \u0111\u00e3 \u0111\u1ebfn l\u00fac\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng kh\u00e1c v\u1edbi l\u00e3i su\u1ea5t c\u1ea1nh tranh h\u01a1n.<\/p><h2><strong>C\u00e1c lo\u1ea1i ph\u00ed khi refinance<\/strong><\/h2><p>\u0110\u1eebng ch\u1ec9 d\u1ef1a v\u00e0o m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng qu\u1ea3ng c\u00e1o \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>.\u00a0<\/p><p><b>B\u1ea1n n\u00ean d\u00e0nh th\u1eddi gian \u0111\u1ec3 ki\u1ec3m tra c\u00e1c kho\u1ea3n ph\u00ed c\u00f3 th\u1ec3 ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh n\u00e0y<\/b>.<\/p><p>Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 s\u1ebd t\u00ednh ph\u00ed ho\u00e0n th\u00e0nh kho\u1ea3n vay hay c\u00e1c kho\u1ea3n ph\u00ed ph\u00e1t sinh kh\u00e1c khi b\u1ea1n thanh to\u00e1n xong kho\u1ea3n vay c\u1ee7a m\u00ecnh.\u00a0<\/p><p>N\u1ebfu \u0111ang vay v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh, b\u1ea1n c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 th\u00eam ph\u00ed tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n n\u1ebfu thanh to\u00e1n h\u1ebft kho\u1ea3n vay tr\u01b0\u1edbc th\u1eddi h\u1ea1n k\u00fd k\u1ebft.\u00a0<\/p><p>T\u00f9y thu\u1ed9c v\u00e0o s\u1ed1 ti\u1ec1n c\u00f2n l\u1ea1i kho\u1ea3n vay mua nh\u00e0 c\u1ee7a b\u1ea1n v\u00e0 l\u00e3i su\u1ea5t b\u1ea1n \u0111ang tr\u1ea3, c\u00e1c kho\u1ea3n ph\u00ed c\u00f3 th\u1ec3 kh\u00e1 cao.\u00a0<\/p><p>Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 cung c\u1ea5p chi ti\u1ebft v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed n\u00e0y cho b\u1ea1n.<\/p><p>T\u01b0\u01a1ng t\u1ef1 nh\u01b0 v\u1eady, kh\u1ea3 n\u0103ng l\u1edbn l\u00e0 ng\u00e2n h\u00e0ng m\u1edbi m\u00e0 b\u1ea1n \u0111ang xem x\u00e9t chuy\u1ec3n sang c\u0169ng c\u00f3 c\u00e1c kho\u1ea3n ph\u00ed ph\u1ea3i tr\u1ea3, bao g\u1ed3m ph\u00ed \u0111\u0103ng k\u00fd, ph\u00ed \u0111\u1ecbnh gi\u00e1, ph\u00ed l\u1eadp h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p v\u00e0 ph\u00ed thanh to\u00e1n.\u00a0<\/p><p>Ngo\u00e0i ra, c\u00e1c kho\u1ea3n ph\u00ed \u0111\u1ecbnh k\u1ef3 c\u00f3 th\u1ec3 khi\u1ebfn s\u1ed1 ti\u1ec1n tr\u1ea3 n\u1ee3 h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n t\u0103ng \u0111\u00e1ng k\u1ec3.<\/p><p>H\u00e3y ch\u1eafc ch\u1eafn l\u00e0 b\u1ea1n hi\u1ec3u ch\u00ednh x\u00e1c nh\u1eefng kho\u1ea3n ph\u00ed s\u1ebd \u0111i k\u00e8m v\u1edbi kho\u1ea3n vay c\u1ee7a m\u00ecnh v\u00e0 ch\u00fang s\u1ebd \u1ea3nh h\u01b0\u1edfng th\u1ebf n\u00e0o t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh.<\/p><h2><strong>C\u00e1c lo\u1ea1i kho\u1ea3n vay\u00a0<\/strong><\/h2><p>\u0110\u00f4i khi c\u00e1c kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t c\u0169ng ch\u00ednh l\u00e0 c\u00e1c kho\u1ea3n vay \u00edt linh ho\u1ea1t nh\u1ea5t.\u00a0<\/p><p>V\u00ed d\u1ee5: m\u1ed9t kho\u1ea3n vay mua nh\u00e0 v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh s\u1ebd cho ph\u00e9p b\u1ea1n vay v\u1edbi l\u00e3i su\u1ea5t kh\u00f4ng \u0111\u1ed5i trong m\u1ed9t kho\u1ea3n th\u1eddi gian \u0111\u1ecbnh tr\u01b0\u1edbc.\u00a0<\/p><p>Nh\u01b0ng k\u00e8m v\u1edbi \u0111\u00f3, ng\u00e2n h\u00e0ng s\u1ebd h\u1ea1n s\u1ed1 ti\u1ec1n thanh to\u00e1n b\u1ed5 sung m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tr\u1ea3 v\u00e0 kh\u00f4ng cho ph\u00e9p b\u1ea1n r\u00fat s\u1ed1 ti\u1ec1n n\u00e0y khi b\u1ea1n c\u1ea7n trong t\u01b0\u01a1ng lai.<\/p><p>T\u01b0\u01a1ng t\u1ef1 nh\u01b0 v\u1eady, m\u1ed9t s\u1ed1 kho\u1ea3n vay cho ph\u00e9p b\u1ea1n li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n b\u00f9 \u0111\u1eafp 100% v\u00e0 gi\u1ea3m s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n ph\u1ea3i tr\u1ea3.\u00a0<\/p><p>Ngo\u00e0i ra c\u00f2n c\u00f3 c\u00e1c kho\u1ea3n vay c\u01a1 b\u1ea3n v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n, nh\u01b0ng s\u1ed1 l\u01b0\u1ee3ng t\u00ednh n\u0103ng \u0111i k\u00e8m c\u0169ng s\u1ebd b\u1ecb gi\u1edbi h\u1ea1n.<\/p><p>H\u00e3y trao \u0111\u1ed5i v\u1edbi chuy\u00ean gia t\u01b0 v\u1ea5n vay mua nh\u00e0 v\u1ec1 c\u00e1c kho\u1ea3n vay kh\u00e1c nhau v\u00e0 vi\u1ec7c ch\u00fang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n ra sao.<\/p><h2><strong>Hi\u1ec3u r\u00f5 v\u00ec sao b\u1ea1n mu\u1ed1n refinance\u00a0<\/strong><\/h2><p>Tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0cho kho\u1ea3n vay mua nh\u00e0, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n hi\u1ec3u r\u00f5 l\u00fd do v\u00e0 m\u1ee5c ti\u00eau b\u1ea1n mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c sau khi chuy\u1ec3n \u0111\u1ed5i.\u00a0<\/p><p>T\u00f9y thu\u1ed9c v\u00e0o ho\u00e0n c\u1ea3nh m\u00e0 m\u1ed7i ng\u01b0\u1eddi s\u1ebd c\u00f3 nh\u1eefng s\u1ef1 \u01b0u ti\u00ean kh\u00e1c nhau \u0111\u1ec3 c\u00e2n nh\u1eafc v\u00e0 d\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng l\u00fd do ph\u1ed5 bi\u1ebfn nh\u1ea5t:<\/p><ul><li><i><b>Tr\u1ea3 l\u00e3i \u00edt h\u01a1n v\u00e0 gi\u1ea3m kho\u1ea3n tr\u1ea3 n\u1ee3 h\u00e0ng th\u00e1ng<\/b><\/i><\/li><li><i><b>Thanh to\u00e1n kho\u1ea3n vay nhanh h\u01a1n v\u00e0 gi\u1ea3m n\u1ee3<\/b><\/i><\/li><li><i><b>D\u00f9ng v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (unlock equity) t\u1eeb t\u00e0i s\u1ea3n hi\u1ec7n t\u1ea1i \u0111\u1ec3 c\u1ea3i t\u1ea1o ho\u1eb7c th\u00eam ti\u1ec7n \u00edch m\u1edbi cho ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n<\/b><\/i><\/li><li><i><b>H\u1ee3p nh\u1ea5t c\u00e1c kho\u1ea3n n\u1ee3 kh\u00e1c th\u00e0nh kho\u1ea3n thanh to\u00e1n h\u00e0ng th\u00e1ng duy nh\u1ea5t \u0111\u1ec3 \u0111\u01a1n gi\u1ea3n h\u00f3a t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n<\/b><\/i><\/li><li><i><b>C\u00f3 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu \u0111\u1ec3 \u0111\u1ea7u t\u01b0.<\/b><\/i><\/li><\/ul><p>B\u1ea5t k\u1ec3 l\u00fd do c\u1ee7a b\u1ea1n l\u00e0 g\u00ec, h\u00e3y x\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c ti\u00eau b\u1ea1n mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c sau khi chuy\u1ec3n \u0111\u1ed5i. T\u1eeb \u0111\u00f3, qu\u00e1 tr\u00ecnh l\u1ef1a ch\u1ecdn lo\u1ea1i kho\u1ea3n vay ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng h\u01a1n r\u1ea5t nhi\u1ec1u.<\/p><h2><strong>T\u00ednh to\u00e1n th\u1eddi gian c\u1ea7n \u0111\u1ec3 h\u00f2a v\u1ed1n<\/strong><\/h2><p>Tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh, h\u00e3y xem <b>b\u1ea1n c\u1ea7n bao l\u00e2u \u0111\u1ec3 h\u00f2a v\u1ed1n tr\u00ean ch\u00ednh c\u00e1c chi ph\u00ed ph\u1ea3i b\u1ecf ra \u0111\u1ec3\u00a0<\/b><a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>.\u00a0<\/p><p>T\u1eeb \u0111\u00f3 b\u1ea1n c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c vi\u1ec7c\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0n\u00e0y c\u00f3 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m ti\u1ec1n hay kh\u00f4ng v\u00ec khi \u0111\u00e3 qua \u0111\u01b0\u1ee3c th\u1eddi \u0111i\u1ec3m h\u00f2a v\u1ed1n th\u00ec vi\u1ec7c t\u00e1i c\u1ea5p t\u00e0i ch\u00ednh s\u1ebd c\u00f3 l\u1ee3i cho b\u1ea1n.<\/p><p>Tr\u00ean m\u1ea1ng c\u00f3 r\u1ea5t nhi\u1ec1u c\u00f4ng c\u1ee5 t\u1ed1t \u0111\u1ec3 gi\u00fap b\u1ea1n t\u00ednh \u0111i\u1ec3m h\u00f2a v\u1ed1n.\u00a0<\/p><p>Tuy nhi\u00ean, c\u00e1ch \u0111\u01a1n gi\u1ea3n nh\u1ea5t l\u00e0 h\u00e3y n\u00f3i chuy\u1ec7n v\u1edbi chuy\u00ean gia t\u01b0 v\u1ea5n kho\u1ea3n vay mua nh\u00e0 c\u1ee7a b\u1ea1n.<\/p><p>H\u1ecd c\u00f3 th\u1ec3 gi\u1ea3i th\u00edch cho b\u1ea1n t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/refinance\/\" target=\"_blank\" rel=\"noopener\">refinance<\/a>\u00a0c\u0169ng nh\u01b0 v\u1ec1 kho\u1ea3n tr\u1ea3 n\u1ee3 h\u00e0ng th\u00e1ng m\u1edbi hay b\u1ea5t k\u1ef3 h\u01b0\u1edbng \u0111i kh\u1ea3 d\u0129 kh\u00e1c \u0111\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p><div><div dir=\"auto\">Xem m\u1ed9t s\u1ed1 case approval\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/category\/cau-chuyen-thanh-cong\/\" target=\"_blank\" rel=\"noopener\">link<\/a>.<\/div><div dir=\"auto\">\u00a0<\/div><div dir=\"auto\">Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed:<\/div><\/div><div><div dir=\"auto\"><ul><li>Hotline: 02 8773 1451<\/li><li>Email: mortgage@flexigroupholdings.com.au<\/li><li>Website: Fleximortgage.com.au<\/li><li>Fanpage:\u00a0<a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\" href=\"https:\/\/www.facebook.com\/FlexiMortgage\" target=\"_blank\" rel=\"noopener\">Flexi Mortgage<\/a><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea1n c\u00f3 bao gi\u1edd th\u1eafc m\u1eafc li\u1ec7u m\u00ecnh n\u00ean t\u00e1i c\u1ea5p t\u00e0i ch\u00ednh&nbsp;(refinance)&nbsp;cho kho\u1ea3n vay hi\u1ec7n t\u1ea1i hay c\u1ee9 gi\u1eef nguy\u00ean kho\u1ea3n vay hi\u1ec7n c\u00f3?&nbsp; \u0110\u01b0a ra nh\u1eefng quy\u1ebft \u0111\u1ecbnh &#8230;<\/p>","protected":false},"author":1,"featured_media":3860,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-tai-chinh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>C\u00f3 n\u00ean refinance hay kh\u00f4ng?! 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