{"id":3669,"date":"2020-11-07T06:08:41","date_gmt":"2020-11-07T06:08:41","guid":{"rendered":"https:\/\/fleximortgage.com.au\/?p=3669"},"modified":"2021-07-08T23:39:12","modified_gmt":"2021-07-08T13:39:12","slug":"ho-tro-cua-cac-tieu-bang-cho-nguoi-mua-nha-lan-dau-tai-uc","status":"publish","type":"post","link":"https:\/\/fleximortgage.com.au\/en\/ho-tro-cua-cac-tieu-bang-cho-nguoi-mua-nha-lan-dau-tai-uc\/","title":{"rendered":"H\u1ed7 tr\u1ee3 c\u1ee7a c\u00e1c ti\u1ec3u bang cho ng\u01b0\u1eddi mua nh\u00e0 l\u1ea7n \u0111\u1ea7u t\u1ea1i \u00dac"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3669\" class=\"elementor elementor-3669\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9245288 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9245288\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-392d472\" data-id=\"392d472\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cef7a3d elementor-widget elementor-widget-text-editor\" data-id=\"cef7a3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>B\u1ea1n c\u00f3 bi\u1ebft r\u1eb1ng c\u00e1c ti\u1ec3u bang \u00dac c\u00f3 r\u1ea5t nhi\u1ec1u ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 d\u00e0nh ri\u00eang cho nh\u1eefng ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u mua nh\u00e0?\u00a0<\/b><\/p><p><b>Ngo\u00e0i vi\u1ec7c \u0111\u01b0\u1ee3c gi\u1ea3m tr\u1eeb thu\u1ebf tr\u01b0\u1edbc b\u1ea1 (stamp duty), b\u1ea1n c\u00f2n c\u00f3 th\u1ec3 nh\u1eadn First Home Owner Grant (FHOG), kho\u1ea3n h\u1ed7 tr\u1ee3 cho nh\u1eefng ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u s\u1edf h\u1eefu nh\u00e0 gi\u1ed1ng nh\u01b0 b\u1ea1n.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-043ef55 elementor-widget elementor-widget-text-editor\" data-id=\"043ef55\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong style=\"color: var( --e-global-color-e824531 ); font-family: roboto, Roboto; font-size: 18px;\">T\u00f4i c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n cho First Home Owner Grant (FHOG)?<\/strong><\/p><p>Vi\u1ec7c b\u1ea1n c\u00f3 nh\u1eadn \u0111\u01b0\u1ee3c FHOG hay kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1, nh\u01b0 c\u0103n nh\u00e0 b\u1ea1n mu\u1ed1n mua n\u1eb1m \u1edf ti\u1ec3u bang n\u00e0o, s\u1ed1 ti\u1ec1n b\u1ea1n d\u1ef1 \u0111\u1ecbnh chi l\u00e0 bao nhi\u00eau v\u00e0 li\u1ec7u b\u1ea1n \u0111\u00e3 s\u1edf h\u1eefu t\u00e0i s\u1ea3n n\u00e0o tr\u01b0\u1edbc \u0111\u00f3 ch\u01b0a,&#8230;<\/p><p>C\u1ee5 th\u1ec3, m\u1ed7i bang s\u1ebd c\u00f3 nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00e1c nhau, nh\u01b0ng \u0111\u1ec3 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c FOHG b\u1ea1n th\u01b0\u1eddng ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111\u1ee7 c\u00e1c ti\u00eau ch\u00ed sau:<\/p><ul><li><em>T\u1eeb 18 tu\u1ed5i tr\u1edf l\u00ean<\/em><\/li><li><em>L\u00e0 c\u00f4ng d\u00e2n \u00dac ho\u1eb7c \u0111ang th\u01b0\u1eddng tr\u00fa t\u1ea1i \u00dac<\/em><\/li><li><em>C\u00f3 \u00fd \u0111\u1ecbnh s\u1ed1ng t\u1ea1i c\u0103n nh\u00e0 s\u1eafp mua trong \u00edt nh\u1ea5t s\u00e1u th\u00e1ng<\/em><\/li><li><em>Ch\u01b0a t\u1eebng s\u1edf h\u1eefu nh\u00e0 ri\u00eang \u1edf \u00dac.<\/em><\/li><\/ul><p>Tuy nhi\u00ean, n\u1ebfu b\u1ea1n ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ed3ng vay n\u1ee3 v\u1edbi b\u1ea1n \u0111\u1ec3 mua nh\u00e0 \u0111\u00e3 t\u1eebng nh\u1eadn FHOG tr\u01b0\u1edbc \u0111\u00f3, th\u00ec b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 n\u1eefa.<\/p><h3><strong><em>V\u1eady nh\u00e0 \u201cm\u1edbi\u201d l\u00e0 g\u00ec?<\/em><\/strong><\/h3><p>\u1ede m\u1ed9t s\u1ed1 ti\u1ec3u bang, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u0103ng k\u00ed nh\u1eadn FHOG khi mua ho\u1eb7c x\u00e2y m\u1ed9t ng\u00f4i nh\u00e0 \u201cm\u1edbi\u201d &#8211; ngh\u0129a l\u00e0 m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u1edbi x\u00e2y v\u00e0 ch\u01b0a t\u1eebng \u0111\u01b0\u1ee3c \u1edf ho\u1eb7c b\u00e1n.<\/p><p>M\u1ed9t ng\u00f4i nh\u00e0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c coi l\u00e0 \u201cm\u1edbi\u201d n\u1ebfu n\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea3i t\u1ea1o ph\u1ea7n l\u1edbn, ngh\u0129a l\u00e0 c\u0103n nh\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c c\u1ea3i t\u1ea1o, s\u1eeda ch\u1eefa, thay th\u1ebf ho\u00e0n to\u00e0n ho\u1eb7c g\u1ea7n nh\u01b0 ho\u00e0n to\u00e0n.<\/p><h2><strong>N\u1ebfu t\u00f4i mua nh\u00e0 \u0111\u1ec3 \u0111\u1ea7u t\u01b0 th\u00ec c\u00f3 th\u1ec3 nh\u1eadn FHOG kh\u00f4ng? <\/strong><\/h2><p>R\u1ea5t ti\u1ebfc c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 \u201ckh\u00f4ng\u201d v\u00ec FHOG l\u00e0 kho\u1ea3n h\u1ed7 tr\u1ee3 an c\u01b0 d\u00e0nh ri\u00eang cho nh\u1eefng ai \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t n\u01a1i \u0111\u1ec3 sinh s\u1ed1ng ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111\u1ea7u t\u01b0.\u00a0<\/p><p>V\u1eady n\u00ean n\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 \u00fd \u0111\u1ecbnh s\u1ed1ng t\u1ea1i c\u0103n nh\u00e0 \u1ea5y trong \u00edt nh\u1ea5t 6 th\u00e1ng, FHOG kh\u00f4ng d\u00e0nh cho b\u1ea1n.<\/p><h2><strong>FHOG \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi mua nh\u00e0 l\u1ea7n \u0111\u1ea7u theo t\u1eebng ti\u1ec3u bang &amp; l\u00e3nh th\u1ed5<\/strong><\/h2><p>Ti\u1ebft ki\u1ec7m ti\u1ec1n mua c\u0103n nh\u00e0 \u0111\u1ea7u ti\u00ean trong \u0111\u1eddi kh\u00f4ng ph\u1ea3i l\u00e0 chuy\u1ec7n d\u1ec5 d\u00e0ng v\u00e0 nh\u1eefng ch\u00ednh s\u00e1ch t\u1eeb ti\u1ec3u ban lu\u00f4n l\u00e0 ngu\u1ed3n h\u1ed7 tr\u1ee3 qu\u00fd gi\u00e1.\u00a0<\/p><p>Tuy nhi\u00ean b\u1ea1n c\u1ea7n l\u01b0u \u00fd r\u1eb1ng ch\u00ednh s\u00e1ch FOHG \u1edf t\u1eebng n\u01a1i s\u1ebd c\u00f3 nhi\u1ec1u \u0111i\u1ec3m kh\u00e1c bi\u1ec7t:<\/p><h3><strong>Australian Capital Territory<\/strong><\/h3><p>N\u1ebfu \u1edf trong khu v\u1ef1c ACT, b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00ean \u0111\u1ebfn $7,000 trong l\u1ea7n \u0111\u1ea7u mua m\u1ed9t ng\u00f4i nh\u00e0 m\u1edbi ho\u1eb7c \u0111\u01b0\u1ee3c c\u1ea3i t\u1ea1o ph\u1ea7n l\u1edbn c\u00f3 gi\u00e1 tr\u1ecb d\u01b0\u1edbi $750,000.\u00a0<\/p><p>Ngo\u00e0i ra, t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c thu nh\u1eadp v\u00e0 s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c trong gia \u0111\u00ecnh, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i v\u1ec1 thu\u1ebf tr\u01b0\u1edbc b\u1ea1.<\/p><h3><strong>New South Wales<\/strong><\/h3><p>T\u1ea1i NSW, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 $20,000 n\u1ebfu:<\/p><ul><li>L\u1ea7n \u0111\u1ea7u x\u00e2y d\u1ef1ng ho\u1eb7c mua ng\u00f4i nh\u00e0 m\u1edbi v\u00e0 ch\u01b0a t\u1eebng c\u00f3 ai \u1edf tr\u01b0\u1edbc \u0111\u00f3<\/li><li>Gi\u00e1 tr\u1ecb c\u0103n nh\u00e0 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 $750,000<\/li><\/ul><p>Lu\u1eadt NSW Government\u2019s Affordability Package quy \u0111\u1ecbnh r\u1eb1ng, b\u1ea1n kh\u00f4ng c\u1ea7n tr\u1ea3 ti\u1ec1n thu\u1ebf tr\u01b0\u1edbc b\u1ea1 khi l\u1ea7n \u0111\u1ea7u mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi tr\u1ecb gi\u00e1 d\u01b0\u1edbi $650,000.\u00a0<\/p><p>V\u00e0 n\u1ebfu c\u0103n nh\u00e0 tr\u1ecb gi\u00e1 t\u1eeb $650,000 \u0111\u1ebfn $800,000, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m tr\u1eeb m\u1ed9t ph\u1ea7n ti\u1ec1n thu\u1ebf.<\/p><h3><strong>Northern Territory<\/strong><\/h3><p>Ch\u00ednh s\u00e1ch FHOG t\u1ea1i NT cho ph\u00e9p ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi ho\u00e0n to\u00e0n nh\u1eadn kho\u1ea3n ti\u1ec1n l\u00ean \u0111\u1ebfn $10,000.\u00a0<\/p><p>Ngo\u00e0i ra, n\u1ebfu b\u1ea1n mua m\u1ed9t c\u0103n nh\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng t\u1eeb tr\u01b0\u1edbc, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i thu\u1ebf t\u1ed1i \u0111a $18,601.<\/p><h3><strong>Queensland<\/strong><\/h3><p>Ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u s\u1edf h\u1eefu nh\u00e0 \u1edf Queensland c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00ean \u0111\u1ebfn $15,000 khi mua ho\u1eb7c x\u00e2y m\u1ed9t c\u0103n nh\u00e0 c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng qu\u00e1 $750,000.\u00a0<\/p><p>Ngo\u00e0i ra, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m thu\u1ebf tr\u01b0\u1edbc b\u1ea1 d\u00f9 mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi ho\u00e0n to\u00e0n hay \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng t\u1eeb tr\u01b0\u1edbc.\u00a0<\/p><p>\u0110\u1ed1i v\u1edbi nh\u1eefng b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u1ecb gi\u00e1 d\u01b0\u1edbi $504,999, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i $8,750 ti\u1ec1n thu\u1ebf, v\u00e0 gi\u1ea3m c\u00f2n $875 n\u1ebfu c\u0103n nh\u00e0 tr\u1ecb gi\u00e1 t\u1ed1i \u0111a $549,999.\u00a0<\/p><p>Th\u00eam n\u1eefa, b\u1ea1n s\u1ebd kh\u00f4ng c\u1ea7n tr\u1ea3 thu\u1ebf cho m\u1ea3nh \u0111\u1ea5t v\u1eeba mua n\u1ebfu ch\u01b0a c\u00f3 \u00fd \u0111\u1ecbnh x\u00e2y nh\u00e0 \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, v\u00e0 gi\u00e1 tr\u1ecb mi\u1ebfng \u0111\u1ea5t d\u01b0\u1edbi $400,000.<\/p><h3><strong>South Australia<\/strong><\/h3><p>T\u1ea1i SA, kho\u1ea3n h\u1ed7 tr\u1ee3 FHOG s\u1ebd tr\u1ecb gi\u00e1 l\u00ean \u0111\u1ebfn $15,000 \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 gi\u00e1 d\u01b0\u1edbi $575,000.<\/p><h3><strong>Tasmania<\/strong><\/h3><p>T\u1eeb 30\/6\/2020 tr\u1edf v\u1ec1 tr\u01b0\u1edbc, nh\u01b0ng ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u s\u1edf h\u1eefu nh\u00e0 t\u1ea1i Tasmania s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 $20,000, tuy nhi\u00ean, s\u1ed1 ti\u1ec1n tr\u00ean \u0111\u00e3 gi\u1ea3m m\u1ed9t n\u1eeda, c\u00f2n $10,000 k\u1ec3 t\u1eeb 1\/7\/2020.\u00a0<\/p><p>L\u01b0u \u00fd r\u1eb1ng \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u0103ng k\u00fd FHOG, b\u1ea1n ph\u1ea3i mua ho\u1eb7c x\u00e2y d\u1ef1ng m\u1ed9t c\u0103n nh\u00e0 m\u1edbi ho\u00e0n to\u00e0n.<\/p><h3><strong>Victoria<\/strong><\/h3><p>Ch\u00ednh quy\u1ec1n Victoria s\u1ebd c\u1ea5p cho b\u1ea1n kho\u1ea3n h\u1ed7 tr\u1ee3 tr\u1ecb gi\u00e1 $10,000 khi mua ho\u1eb7c x\u00e2y m\u1ed9t c\u0103n nh\u00e0 m\u1edbi, v\u00e0 t\u0103ng g\u1ea5p \u0111\u00f4i n\u1ebfu gi\u00e1 tr\u1ecb c\u0103n nh\u00e0 d\u01b0\u1edbi $750,000.\u00a0<\/p><p>V\u1edbi nh\u1eefng ai \u0111ang mua nh\u00e0 tr\u1ecb gi\u00e1 d\u01b0\u1edbi 600,000, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf tr\u01b0\u1edbc b\u1ea1.\u00a0<\/p><p>Th\u00eam n\u1eefa, \u0111\u1ed1i v\u1edbi nh\u1eefng b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 gi\u00e1 t\u1eeb $600,001 \u0111\u1ebfn $750,000 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m thu\u1ebf t\u1ef7 l\u1ec7 v\u1edbi m\u1ee9c thu nh\u1eadp (sliding scale).<\/p><h3><strong>Western Australia<\/strong><\/h3><p>Khi x\u00e2y d\u1ef1ng ho\u1eb7c mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi t\u1ea1i WA, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n FHOG tr\u1ecb gi\u00e1 $10,000.\u00a0<\/p><p>B\u00ean c\u1ea1nh \u0111\u00f3, n\u1ebfu mua m\u1ed9t c\u0103n nh\u00e0 m\u1edbi tr\u1ecb gi\u00e1 d\u01b0\u1edbi $430,000 ho\u1eb7c m\u1ea3nh \u0111\u1ea5t tr\u1ed1ng c\u00f3 gi\u00e1\u00a0 d\u01b0\u1edbi $300,000 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf tr\u01b0\u1edbc b\u1ea1.\u00a0<\/p><p>\u0110\u1ed1i v\u1edbi \u0111\u1ea5t tr\u1ed1ng tr\u1ecb gi\u00e1 $400,000 v\u00e0 nh\u00e0 tr\u1ecb gi\u00e1 $530,000, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m tr\u1eeb thu\u1ebf.<\/p><div><div dir=\"auto\">Xem m\u1ed9t s\u1ed1 case approval\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/category\/cau-chuyen-thanh-cong\/\" target=\"_blank\" rel=\"noopener\">link<\/a>.<\/div><div dir=\"auto\">\u00a0<\/div><div dir=\"auto\">Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed:<\/div><\/div><div><div dir=\"auto\"><ul><li>Hotline: 02 8773 1451<\/li><li>Email: mortgage@flexigroupholdings.com.au<\/li><li>Website: Fleximortgage.com.au<\/li><li>Fanpage:\u00a0<a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\" href=\"https:\/\/www.facebook.com\/FlexiMortgage\" target=\"_blank\" rel=\"noopener\">Flexi Mortgage<\/a><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea1n c\u00f3 bi\u1ebft r\u1eb1ng c\u00e1c ti\u1ec3u bang \u00dac c\u00f3 r\u1ea5t nhi\u1ec1u ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 d\u00e0nh ri\u00eang cho nh\u1eefng ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u mua nh\u00e0?\u00a0 Ngo\u00e0i vi\u1ec7c \u0111\u01b0\u1ee3c gi\u1ea3m tr\u1eeb thu\u1ebf &#8230;<\/p>","protected":false},"author":1,"featured_media":3672,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-tai-chinh"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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