{"id":2088,"date":"2020-11-02T16:38:37","date_gmt":"2020-11-02T16:38:37","guid":{"rendered":"https:\/\/fleximortgage.com.au\/?p=2088"},"modified":"2021-07-08T23:39:18","modified_gmt":"2021-07-08T13:39:18","slug":"7-dieu-can-biet-khi-mua-nha-theo-du-an","status":"publish","type":"post","link":"https:\/\/fleximortgage.com.au\/en\/7-dieu-can-biet-khi-mua-nha-theo-du-an\/","title":{"rendered":"7 \u0111i\u1ec1u c\u1ea7n bi\u1ebft khi mua nh\u00e0 theo d\u1ef1 \u00e1n"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2088\" class=\"elementor elementor-2088\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31d82e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31d82e5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-18f24d8\" data-id=\"18f24d8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ef15ae elementor-widget elementor-widget-text-editor\" data-id=\"1ef15ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Mua nh\u00e0 theo d\u1ef1 \u00e1n (buy off plan) ngh\u0129a l\u00e0 mua m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a ho\u00e0n thi\u1ec7n, ho\u1eb7c ch\u1ec9 m\u1edbi \u0111ang n\u1eb1m tr\u00ean b\u1ea3n thi\u1ebft k\u1ebf. N\u00f3i c\u00e1ch kh\u00e1c, c\u0103n nh\u00e0 b\u1ea1n \u0111ang mua ch\u01b0a\u2026 hi\u1ec7n h\u1eefu, v\u00e0 \u0111i\u1ec1u n\u00e0y khi\u1ebfn cho h\u00ecnh th\u1ee9c mua nh\u00e0 k\u1ec3 tr\u00ean r\u1ee7i ro h\u01a1n so v\u1edbi h\u00ecnh th\u1ee9c mua truy\u1ec1n th\u1ed1ng.<\/b><\/p><p><b>V\u1eady n\u00ean, h\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u \u0111\u00e2u l\u00e0 7 \u0111\u1eb7c \u0111i\u1ec3m quan tr\u1ecdng m\u00e0 b\u1ea1n c\u1ea7n l\u01b0u \u00fd khi mua nh\u00e0 theo d\u1ef1 \u00e1n nh\u00e9.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6fb5cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6fb5cf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c95870\" data-id=\"4c95870\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8765a4 elementor-widget elementor-widget-text-editor\" data-id=\"b8765a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><strong>1. Mua nh\u00e0 theo d\u1ef1 \u00e1n &#8211; kh\u00f4ng c\u1ea7n \u0111\u1eb7t c\u1ecdc s\u1ed1 ti\u1ec1n l\u1edbn<\/strong><\/h2><p>Th\u01b0\u1eddng khi mua nh\u00e0 theo d\u1ef1 \u00e1n, ng\u01b0\u1eddi b\u00e1n ch\u1ec9 y\u00eau c\u1ea7u b\u1ea1n <strong>\u0111\u1eb7t c\u1ecdc kho\u1ea3ng 10% gi\u00e1 b\u00e1n<\/strong>, v\u00e0 trong th\u1eddi gian ch\u1edd d\u1ef1 \u00e1n ho\u00e0n thi\u1ec7n b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c ti\u1ebft ki\u1ec7m ti\u1ec1n cho ng\u00f4i nh\u00e0 m\u01a1 \u01b0\u1edbc.\u00a0<\/p><p>\u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec3m c\u1ed9ng l\u1edbn v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 s\u1eb5n kho\u1ea3n ti\u1ebft ki\u1ec7m l\u1edbn m\u00e0 v\u1eabn nung n\u1ea5u \u00fd \u0111\u1ecbnh s\u1edf h\u1eefu m\u1ed9t c\u0103n nh\u00e0 nh\u00e0 cho ri\u00eang m\u00ecnh.<\/p><h2><strong>2. Ti\u1ebft ki\u1ec7m thu\u1ebf tr\u01b0\u1edbc b\u1ea1<\/strong><\/h2><p>Thu\u1ebf tr\u01b0\u1edbc b\u1ea1 (stamp duty) l\u00e0 m\u1ed9t trong nh\u1eefng kho\u1ea3n chi l\u1edbn khi mua nh\u00e0, tuy nhi\u00ean, <strong>lo\u1ea1i thu\u1ebf n\u00e0y l\u1ea1i \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i th\u1eddi \u0111i\u1ec3m h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00ed<\/strong>.\u00a0<\/p><p>Nh\u1edd \u0111\u1eb7c \u0111i\u1ec3m n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n thu\u1ebf kha kh\u00e1 v\u00ec c\u00e1c d\u1ef1 \u00e1n ch\u01b0a ho\u00e0n thi\u1ec7n s\u1ebd c\u00f3 gi\u00e1 th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi nh\u1eefng d\u1ef1 \u00e1n \u0111\u00e3 th\u00e0nh h\u00ecnh.\u00a0<\/p><p>V\u1eady n\u00ean, mua nh\u00e0 c\u00e0ng s\u1edbm, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi mua theo d\u1ef1 \u00e1n, s\u1ed1 ti\u1ec1n b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c l\u1ea1i c\u00e0ng cao.<\/p><h2><strong>3. L\u1ee3i th\u1ebf mua nh\u00e0 s\u1edbm <\/strong><\/h2><p>C\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 lu\u00f4n mu\u1ed1n d\u1ef1 \u00e1n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c l\u1ea5p \u0111\u1ea7y c\u00e0ng nhanh c\u00e0ng t\u1ed1t, v\u00e0 h\u1ecd s\u1eb5n s\u00e0ng \u0111\u01b0a ra m\u1ee9c gi\u00e1 t\u1ed1t cho nh\u1eefng ai s\u1edbm th\u1ea5y \u0111\u01b0\u1ee3c ti\u1ec1m n\u0103ng c\u1ee7a d\u1ef1 \u00e1n.\u00a0<\/p><p>Ngay c\u1ea3 khi kh\u00f4ng c\u00f3 \u0111\u01b0\u1ee3c gi\u00e1 t\u1ed1t, b\u1ea1n c\u00f3 th\u1ec3 g\u00f3p \u00fd v\u1edbi <b>ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u1ec1 m\u00e0u s\u01a1n ho\u1eb7c ngo\u1ea1i th\u1ea5t c\u1ee7a c\u0103n nh\u00e0 khi tr\u01b0\u1edbc khi d\u1ef1 \u00e1n ho\u00e0n th\u00e0nh.<\/b><\/p><h2><strong>4. Mua nh\u00e0 theo d\u1ef1 \u00e1n &#8211; M\u1ed9t c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 ti\u1ec1m n\u0103ng <\/strong><\/h2><p>Khi th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u00f4i \u0111\u1ed9ng, mua theo d\u1ef1 \u00e1n l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 ti\u1ec1m n\u0103ng, c\u00f3 th\u1ec3 <strong>gi\u00fap b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn trong th\u1eddi gian ng\u1eafn<\/strong>, th\u1eadm ch\u00ed ngay c\u1ea3 khi b\u1ea1n ch\u01b0a th\u1ef1c s\u1ef1 s\u1edf h\u1eefu c\u0103n nh\u00e0.<\/p><p>V\u00ed d\u1ee5, trong n\u0103m 2017, gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u1edf Sydney \u0111\u00e3 t\u0103ng 13%, ngh\u0129a l\u00e0 m\u1ed9t c\u0103n nh\u00e0 mua theo d\u1ef1 \u00e1n c\u00f3 gi\u00e1 $500,000 m\u1ed9t n\u0103m tr\u01b0\u1edbc, \u0111\u00e3 t\u0103ng th\u00eam $65,000 ch\u1ec9 sau 12 th\u00e1ng.\u00a0<\/p><p>Tuy nhi\u00ean, \u0111\u1ea7u t\u01b0 ki\u1ec3u n\u00e0y l\u00e0 con dao hai l\u01b0\u1ee1i v\u00ec n\u1ebfu th\u1ecb tr\u01b0\u1eddng ngu\u1ed9i l\u1ea1nh, b\u1ea1n c\u00f3 th\u1ec3 m\u1ea5t m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn v\u00ec gi\u00e1 nh\u00e0 c\u00f3 th\u1ec3 xu\u1ed1ng th\u1ea5p h\u01a1n so v\u1edbi gi\u00e1 b\u1ea1n cam k\u1ebft mua ban \u0111\u1ea7u.\u00a0<\/p><p>Th\u1eadm ch\u00ed khi gi\u00e1 nh\u00e0 xu\u1ed1ng qu\u00e1 s\u00e2u th\u00ec kh\u1ea3 n\u0103ng vay ti\u1ec1n c\u1ee7a b\u1ea1n c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng.<\/p><h2><strong>5. Ni\u1ec1m tin l\u00e0 v\u1ea5n \u0111\u1ec1 l\u1edbn <\/strong><\/h2><p>V\u1ea5n \u0111\u1ec1 d\u1ec5 th\u1ea5y nh\u1ea5t c\u1ee7a h\u00ecnh th\u1ee9c mua nh\u00e0 n\u00e0y l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u1ea1n mu\u1ed1n s\u1edf h\u1eefu v\u1eabn ch\u01b0a ho\u00e0n th\u00e0nh, khi\u1ebfn b\u1ea1n kh\u00f3 m\u01b0\u1eddng t\u01b0\u1ee3ng ng\u00f4i nh\u00e0 t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh tr\u00f4ng th\u1ebf n\u00e0o.\u00a0<\/p><p>Quan tr\u1ecdng h\u01a1n c\u1ea3, b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 ki\u1ec3m tra n\u1ed9i th\u1ea5t, ngo\u1ea1i th\u1ea5t, ti\u1ebfng \u1ed3n, hay c\u1ea3nh quan xung quanh v\u00e0 kh\u1ea3 n\u0103ng l\u1edbn l\u00e0 s\u1ebd c\u00f3 h\u00e0ng lo\u1ea1t c\u00e1c y\u1ebfu t\u1ed1 kh\u00e1c m\u00e0 b\u1ea1n kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c.<\/p><p>M\u1ed9t c\u00e1ch <b>\u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro l\u00e0 tham quan nh\u1eefng c\u0103n h\u1ed9 m\u1eabu<\/b>, nh\u01b0ng ch\u00fang c\u0169ng ch\u1ec9 cho b\u1ea1n c\u00e1i nh\u00ecn s\u01a1 b\u1ed9 v\u1ec1 kh\u00f4ng gian v\u00e0 c\u00e1ch ph\u00f2ng \u1ed1c \u0111\u01b0\u1ee3c b\u1ed1 tr\u00ed v\u00e0 s\u1ea3n ph\u1ea9m ho\u00e0n thi\u1ec7n c\u00f3 th\u1ec3 kh\u00e1c xa v\u1edbi m\u1eabu tr\u01b0ng b\u00e0y.<\/p><p>V\u1eady n\u00ean, khi mua nh\u00e0 theo d\u1ef1 \u00e1n, b\u1ea1n c\u1ea7n <b>ch\u00fa \u00fd \u0111\u1ebfn danh ti\u1ebfng c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0<\/b>, h\u00e3y tham quan m\u1ed9t v\u00e0i d\u1ef1 \u00e1n m\u00e0 h\u1ecd t\u1eebng x\u00e2y d\u1ef1ng v\u00e0 \u0111\u1ecdc k\u0129 t\u1eebng d\u00f2ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng mua b\u00e1n \u0111\u1ec3 hi\u1ec3u r\u00f5 c\u00e1c \u0111i\u1ec1u ki\u1ec7n v\u00e0 \u0111i\u1ec1u kho\u1ea3n b\u1ea3o h\u00e0nh.<\/p><h2><strong>6. H\u1ee3p \u0111\u1ed3ng mua nh\u00e0 ph\u1ee9c t\u1ea1p <\/strong><\/h2><p>Khi k\u00ed k\u1ebft c\u00e1c h\u1ee3p \u0111\u1ed3ng mua b\u00e1n theo d\u1ef1 \u00e1n, t\u1ed1t nh\u1ea5t b\u1ea1n n\u00ean <strong>tham v\u1ea5n m\u1ed9t lu\u1eadt s\u01b0 l\u00e0nh ngh\u1ec1<\/strong> v\u00ec th\u01b0\u1eddng c\u00e1c h\u1ee3p \u0111\u1ed3ng n\u00e0y r\u1ea5t r\u1eafc r\u1ed1i v\u00e0 kh\u00f4ng gi\u1ed1ng v\u1edbi h\u00ecnh th\u1ee9c mua nh\u00e0 truy\u1ec1n th\u1ed1ng.\u00a0<\/p><p>L\u1eddi khuy\u00ean t\u1eeb m\u1ed9t b\u00ean th\u1ee9 ba d\u00e0y d\u1eb7n kinh nghi\u1ec7m ch\u1eafc ch\u1eafn s\u1ebd r\u1ea5t h\u1eefu \u00edch v\u1edbi b\u1ea1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi \u0111\u00e2y l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean b\u1ea1n mua nh\u00e0 theo h\u00ecnh th\u1ee9c n\u00e0y.<\/p><h2><strong>7. M\u1ecdi th\u1ee9 c\u00f3 th\u1ec3 thay \u0111\u1ed5i <\/strong><\/h2><p>S\u1ebd m\u1ea5t h\u00e0ng th\u00e1ng hay th\u1eadm ch\u00ed h\u00e0ng n\u0103m k\u1ec3 t\u1eeb l\u00fac k\u00ed h\u1ee3p \u0111\u1ed3ng cho t\u1edbi khi d\u1ef1 \u00e1n ho\u00e0n th\u00e0nh, v\u00e0 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 thay \u0111\u1ed5i trong kho\u1ea3n th\u1eddi gian \u0111\u00f3.\u00a0<\/p><p>Nh\u1eefng y\u1ebfu t\u1ed1 kh\u00f4ng c\u1ed1 \u0111\u1ecbnh th\u01b0\u1eddng l\u00e0 thu nh\u1eadp t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n, l\u00e3i su\u1ea5t vay mua nh\u00e0 v\u00e0 bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, v\u00e0 t\u1ea5t c\u1ea3 \u0111\u1ec1u c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebf ho\u1ea1ch mua nh\u00e0 m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u1ecbnh s\u1eb5n.\u00a0<\/p><p>V\u00e0 quan tr\u1ecdng nh\u1ea5t, \u0111\u1eebng bao gi\u1edd c\u1ed1 m\u01b0\u1ee3n kho\u1ea3n ti\u1ec1n nhi\u1ec1u h\u01a1n m\u1ee9c b\u1ea1n c\u00f3 th\u1ec3 chi tr\u1ea3.<\/p><div><div dir=\"auto\">Xem m\u1ed9t s\u1ed1 case approval\u00a0<a href=\"https:\/\/fleximortgage.com.au\/en\/category\/cau-chuyen-thanh-cong\/\" target=\"_blank\" rel=\"noopener\">link<\/a>.<\/div><div dir=\"auto\">\u00a0<\/div><div dir=\"auto\">Li\u00ean h\u1ec7 Flexi Mortgage \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed:<\/div><\/div><div><div dir=\"auto\"><ul><li>Hotline: 02 8773 1451<\/li><li>Email: mortgage@flexigroupholdings.com.au<\/li><li>Website: Fleximortgage.com.au<\/li><li>Fanpage:\u00a0<a style=\"background-color: #ffffff; font-family: var( --e-global-typography-text-font-family ), Roboto; font-weight: var( --e-global-typography-text-font-weight );\" href=\"https:\/\/www.facebook.com\/FlexiMortgage\" target=\"_blank\" rel=\"noopener\">Flexi Mortgage<\/a><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Mua nh\u00e0 theo d\u1ef1 \u00e1n (buy off plan) ngh\u0129a l\u00e0 mua m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a ho\u00e0n thi\u1ec7n, ho\u1eb7c ch\u1ec9 m\u1edbi \u0111ang n\u1eb1m tr\u00ean b\u1ea3n thi\u1ebft k\u1ebf. N\u00f3i c\u00e1ch kh\u00e1c, &#8230;<\/p>","protected":false},"author":1,"featured_media":3187,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,31],"tags":[],"class_list":["post-2088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-tai-chinh","category-tin-tuc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 \u0111i\u1ec1u c\u1ea7n bi\u1ebft khi mua nh\u00e0 theo d\u1ef1 \u00e1n - Flexi Mortgage<\/title>\n<meta name=\"description\" content=\"Mua nh\u00e0 theo d\u1ef1 \u00e1n (buy off plan) ngh\u0129a l\u00e0 mua m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a ho\u00e0n thi\u1ec7n, ho\u1eb7c ch\u1ec9 m\u1edbi \u0111ang n\u1eb1m tr\u00ean b\u1ea3n thi\u1ebft k\u1ebf.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fleximortgage.com.au\/en\/7-dieu-can-biet-khi-mua-nha-theo-du-an\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 \u0111i\u1ec1u c\u1ea7n bi\u1ebft khi mua nh\u00e0 theo d\u1ef1 \u00e1n - 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